{"_token":"448smv4tQXMoYxkEeboiFnrigh36ZULnNHdCYAHs","string":"This is a loan offer from Upstart through Credible for $14,800 with a 28.74% fixed APR over 5 years. Here\u2019s the breakdown:\r\n\t\u2022\tMonthly Payment: $430\r\n\t\u2022\tOrigination Fee: $1,184 (8% of loan) \u2014 deducted upfront, so you\u2019d receive $13,616\r\n\t\u2022\tTotal Cost: Over 5 years, you\u2019d pay $12,185 (interest + fees) on top of the loan amount, totaling $25,801.\r\n\r\nThere\u2019s no prepayment penalty, so you can pay it off early without extra charges.","file":null}